Overview
Lawsuits and judgments associated with common accidents, injuries and accusations are a real threat to successful families. The more assets you own, the more vulnerable you may be. Other common risk factors that could contribute to a liability claim include: owning a dog(s), serving on a board of directors, travel (especially international), children away at college, college-aged children studying abroad, and owning recreational vehicles such as golf carts and jet skis. That’s why Personal Excess Liability (PEL) coverage is a highly efficient way to transfer risk and help protect your assets. Begin with assessing your risk level to help determine and select the proper coverage.